Does your Insurance cover electrical power surges?

The 2011 hurricane season is expected to be one of the worst we’ve seen in five years. Researchers are projecting that there will be 17 named storms, which include nine hurricanes and five major hurricanes of Category 3 or higher.

Now is the time to protect your valuable electronics and appliances and prepare your home, apartment, office building, school facilities for the potential devastation of lightning surges and power surges.

Electrical surges caused by lightning can also injure or destroy appliances and devices in your home, but surge protectors can minimize the damage. They generally help protect all electrical and electronic appliances.

Lightning can enter your home through telephone wires, cables or electrical lines. The ARC Tech Pro Residential and Commercial series provide whole house surge protection. Installed on the electrical meter or the electrical panel, the ARC Tech Pro will help protect appliances such as TVs and computers from lightning strikes and electrical power surges

It only takes one storm to create the havoc and destruction that will destroy your property, your financial stability, and your sanity. Even if it’s just as simple as a power outage, depending on what your computer was doing at the time, it can have an adverse effect on your computers, TV’s and electronic appliances. The damage can be significant. If lightning hits a cable or a power line, it can come through your phone or through your outlets, and it can destroy your computer or appliance’s power supply. If it goes through your power supply, then it can destroy the internal components, and at that point you’re usually looking at a new computer, TV or appliance.

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